The State Administration of Financial Supervision finally lifted the veil.国家金融监督管理总局终于揭开面纱。

The State Administration of Financial Supervision finally lifted the veil.

At 9 am on May 18, the State Administration of Financial Supervision and Administration officially unveiled its plaque at No. 15 Financial Street, Beijing.

This means that the Banking and Insurance Regulatory Commission, which has been in operation for five years, has officially withdrawn from the stage of history.

Several details deserve special attention.

He Lifeng attended

According to "Beijing Business Daily" and other media disclosures, those who attended the unveiling ceremony were:

He Lifeng, Member of the Political Bureau of the CPC Central Committee and Vice Premier of the State Council

Ding Xuedong, Deputy Secretary-General of the State Council

Wang Jiang, deputy director of the Central Financial Office in charge of daily work

Yi Gang, Governor of the People's Bank of China, and Guo Shuqing, Secretary of the Party Committee

Secretary of the Party Committee and Chairman of the China Securities Regulatory Commission Yi Huiman

Pan Gongsheng, Director of the State Administration of Foreign Exchange

Li Yunze, Secretary of the Party Committee of the State Administration of Financial Supervision and Administration

Zheng Zhijun noticed that in March this year, He Lifeng became the Vice Premier of the State Council. After taking up his new post, He Lifeng attended activities related to investment promotion.

On March 28, the launching ceremony of the "Invest in China Year" investment promotion activity was held in Guangzhou. He Lifeng attended the activity and delivered a speech.

On April 7, He Lifeng met with Evan Greenberg, vice chairman of the board of directors of the National Committee on US-China Relations, chairman and CEO of Anda Group, and his party in Ziguangge, Zhongnanhai. The two sides discussed the current international economic and financial situation, Sino-US economic and trade cooperation, etc. Opinions were exchanged.

At the unveiling ceremony this morning, many media also disclosed details.

According to The Paper, around 9:30 in the morning, Vice Premier He Lifeng of the State Council, People's Bank of China Governor Yi Gang, Party Secretary of the People's Bank of China Guo Shuqing, and Chairman of the China Securities Regulatory Commission Yi Huiman arrived at the south building of Maoxin Building by car.

Li Yunze, Secretary of the Party Committee of the State Administration of Financial Supervision and Administration, and Cong Cong, former Vice Chairman of the China Banking and Insurance Regulatory Commission, greeted them at the door.

Li Yunze: Bring all kinds of financial activities into supervision

Eight days ago, Li Yunze's new position had been clarified.

On the afternoon of May 10, the State Administration of Financial Supervision and Administration held a meeting of leading cadres. The person in charge of the Organization Department of the Central Committee announced the decision of the Central Committee: Li Yunze will be appointed Secretary of the Party Committee of the State Administration of Financial Supervision and Administration.

Li Yunze was born in September 1970. Before that, he was a member of the Standing Committee of the Sichuan Provincial Party Committee, Deputy Governor of the Provincial Government, and Deputy Secretary of the Party Leadership Group. Li Yunze, who has work experience in both financial institutions and local governments, is also the first "post-70s" ministerial-level "top leader".

Today is Li Yunze's first public appearance since taking up his new post.

According to media reports such as China Business News, Li Yunze said at the unveiling ceremony that he will comprehensively strengthen institutional supervision, behavioral supervision, functional supervision, penetrating supervision, and continuous supervision to provide strong support and strength for building a new development pattern and promoting high-quality development. Assure.

He said that he will go all out, perform his duties and responsibilities, and fully implement the three major tasks of serving the real economy, controlling financial risks, and deepening financial reform.

"Incorporate all kinds of financial activities into supervision in accordance with the law, strive to eliminate regulatory gaps and blind spots, vigorously promote the results of central and local supervision, firmly hold the bottom line of no systemic financial risks, take responsibility, dare to fight, and be good at fighting, and actively create a good financial environment. The legal environment, resolutely safeguard the legitimate rights and interests of the people, and build a steel Great Wall to guard the country's financial security."

In March of this year, the Central Committee of the Communist Party of China and the State Council issued the "Party and State Institutional Reform Plan".

It is clear in the plan that the State Financial Regulatory Administration will be established as an institution directly under the State Council, and the China Banking and Insurance Regulatory Commission will no longer be retained.

The scheme mentions:

The State Financial Regulatory Administration is responsible for the supervision of the financial industry other than the securities industry, strengthens institutional supervision, behavioral supervision, functional supervision, penetrating supervision, and continuous supervision, coordinates the protection of financial consumers' rights and interests, and strengthens risk management and prevention. Investigate and deal with violations of laws and regulations in accordance with the law.

The State Financial Regulatory Administration was established on the basis of the China Banking and Insurance Regulatory Commission, and the People's Bank of China's daily supervision responsibilities for financial groups such as financial holding companies, relevant financial consumer protection responsibilities, and the China Securities Regulatory Commission's investor protection responsibilities have been assigned to the national financial institutions. Supervisory Administration.

Why such an arrangement?

Tian Xuan, deputy dean of Tsinghua University's PBC School of Finance, told the media, "This will make up for the regulatory shortcomings caused by the lack of law enforcement capabilities and cross-functional functions of the China Banking and Insurance Regulatory Commission and the China Securities Regulatory Commission.

He said, "Such an arrangement can effectively avoid the problems of multi-level and multi-departmental multi-regulation, regulatory vacuum and even regulatory arbitrage in the past, and is of great significance for strengthening the overall coordination and unified supervision of financial work."

Wang Jiang is the deputy director of the Central Financial Office in charge of daily work

According to media disclosures, at the unveiling ceremony, Wang Jiang made his debut as the "deputy director of the Central Financial Office in charge of daily work" for the first time.

Two days ago (the afternoon of May 16), China Everbright Group Co., Ltd. held an enlarged meeting of the party committee. Appointed by the leadership of the Organization Department of the Central Committee, the comrades in charge of the Cadre Bureau of the Organization Department of the Central Committee announced the decision of the Central Committee: Comrade Wang Jiang was removed from the post of Secretary of the Party Committee of China Everbright Group Co., Ltd., and another appointment was made.

The resume shows that Wang Jiang has rich experience in performing duties in financial institutions.

Wang Jiang has successively worked in three major state-owned banks, China Construction Bank, Bank of Communications and Bank of China, and has been in charge of a large-scale state-owned comprehensive financial holding group. He also has the experience of serving as the vice governor of finance and teaching at a university.

The institutional reform plan in March this year mentioned the establishment of the Central Financial Commission.

The establishment of the Central Financial Committee is intended to strengthen the centralized and unified leadership of the Party Central Committee over financial work.

The Central Financial Commission is responsible for the top-level design, overall coordination, overall promotion, supervision and implementation of financial stability and development, research and deliberation on major policies and major issues in the financial field, and serves as the decision-making and coordinating body of the Party Central Committee.

The Office of the Central Financial Commission was established as the administrative body of the Central Financial Commission and included in the party central organization sequence.

At the same time, set up the Central Financial Work Committee to unify the leadership of the party's work in the financial system, guide the party's political construction, ideological construction, organizational construction, work style construction, and discipline construction in the financial system. office.

After the reform: the second committee, one line, one bureau, one meeting

According to the "China Securities Journal" report, my country's financial regulatory system has undergone several changes.

From 1992 to 2003, in accordance with the State Council's "Decision on Financial System Reform", the China Securities Regulatory Commission, China Insurance Regulatory Commission, and China Banking Regulatory Commission were successively established, and separate supervision was gradually established.

From 2003 to 2017, the separate regulatory structure of the People's Bank of China, the China Securities Regulatory Commission, the China Banking Regulatory Commission, and the China Insurance Regulatory Commission has been continuously improved in detail, helping the rapid development of my country's financial system.

From 2017 to 2023, the Financial Stability and Development Committee of the State Council was established, and the China Banking Regulatory Commission and the China Insurance Regulatory Commission were merged to form the China Banking and Insurance Regulatory Commission to unify the supervision of the banking and insurance industries.

What does the regulatory framework look like after this reform?

Zheng Zhijun noticed that after the announcement of the institutional reform plan, in April this year, Yin Zhentao, a researcher at the Institute of Finance of the Chinese Academy of Social Sciences, published the article "New Trends and Significance of China's Financial Supervision" in the "People's Forum".

It is mentioned in the article that after the reform, a three-dimensional financial regulatory framework of "three layers + two peaks" was gradually established.

"Three layers" means:

The top layer is the Central Financial Commission and the Central Financial Working Committee;

The middle layer is various financial regulatory departments, including the central bank, the State Administration of Financial Management and the China Securities Regulatory Commission;

The bottom layer is the local dispatched agencies of the central financial management department and the local financial supervision bureau.

"Twin peaks" is to divide the specific functions of the supervisory department into prudential supervision and behavioral supervision.

The article also mentioned that the newly established State Administration of Financial Supervision, together with the China Securities Regulatory Commission and local financial supervision departments, is responsible for conduct supervision.

The State Administration of Financial Supervision and Administration is mainly responsible for the implementation and implementation of regulatory work for specific institutions and industries, as well as the protection of the rights and interests of financial consumers. The China Securities Regulatory Commission is still responsible for the supervision of the capital market, and its core is to maintain the order and healthy development of the capital market.

Official WeChat is online

On May 18, the State Administration of Financial Supervision and Administration was officially launched, and the official WeChat public account "State Administration of Financial Supervision and Administration" was launched simultaneously.

It is said that the official WeChat account of the "State Administration of Financial Supervision and Administration" will take providing comprehensive and accurate financial regulatory information services as its mission, strengthen communication with all sectors of society and financial consumers, and continuously improve the timeliness and authority of information release , follow the online mass line, and help the high-quality development of China's financial industry.

It is said that the official WeChat account of the "State Administration of Financial Supervision and Administration" will take providing comprehensive and accurate financial regulatory information services as its mission, strengthen communication with all sectors of society and financial consumers, and continuously improve the timeliness and authority of information release , follow the online mass line, and help the high-quality development of China's financial industry.

The new crown has not actually been defeated, it has never disappeared.

Thinking about the crowds of people on May Day, I can't help but feel a little ashamed.

We seem to ignore a fact intentionally or unintentionally, we all choose to forget those three years, as if those three years had never happened.

In fact, we are also facing the fact that:

Everyone is the first person responsible for their own health

We are in an environment of letting go, WTO.

There is no local way to save yourself, and you are exposed to various risks after entering the WTO. Masks alone are not enough

Just like how the Volunteer Army could have faced the U.S. aerial strangulation if they didn’t have some local methods of their own?

Without the three life-saving hairs, the diamond drill, and the magic pestle, the monkey grandson may also be blocked on the way to learn the scriptures

After those three years, we faced the world differently

We need new capabilities, one of which is the ability to protect ourselves

In today's world, there are too many black swans. Buddhism talks about the end of the Dharma. In just a few years, there are wars, epidemics, and food crises. It seems that the four horsemen of the apocalypse are almost here.

There are very few people who go against the current, but there are as many people who lie down with the current

We're used to peace, used to being well protected by a brave few

The only thing we forget is that this is a world full of uncertainties, if we are not lucky enough to be born in today's peaceful, stable and industrialized China

Living itself needs to do our best, so what should we do? Facing today's uncertainties, Cao Dewang said that he can only wait, at worst, go home and farm, and he will always keep the clouds open to see the moonlight

How to protect yourself? Many sages have proposed plans

Confucianism says that if you are good, you will benefit the world, and if you are poor, you will be good for yourself

Taoism says that a gentleman is more important than his life, and Buddhism says that he should not move

In fact, they are all saying the same thing, that is, when adversity needs to wait, calm down

The so-called: do more things in prosperous times, learn more in depression times

The premise of learning is to calm down first. The faster the outside world changes and the more disturbances, the more you need to be quiet.

Because stillness can produce wisdom, wisdom can produce concentration, and certainty can produce wisdom. Today's information is exploding, and there are too many temptations and interference from the outside world. The world of flowers, short videos, and hooks are still buried, and the tricks target the weaknesses of human nature.

Emperor Taizong of the Tang Dynasty said: All the heroes in the world are in my gouge. Modern people are armed to the teeth by countless numbers every day. The smartest group of people can’t stop their eyes when they are calculating, and they can’t let go of eating, walking, and sleeping.

From the point of view of the Yellow Emperor's Internal Classics, people must keep their spirits in order to be safe from illness. Modern people are out of control, and their immunity will of course decline.

Human beings are not only composed of matter, but also an energy body, so energy can be absorbed and dissipated.

When the energy is insufficient, there is no ability to resist the external crisis. If the energy is insufficient, the wisdom is gone, and the wisdom is gone.

A few days ago, I was chatting with a reader. She said that her 70-year-old father was sick and needed surgery. I said that it is very dangerous to use a knife at such an age. Try Chinese medicine, she said where to find reliable Chinese medicine now, and Chinese medicine also needs to be tried, now the speed of tumor growth is not waiting for others. I have nothing to say

In fact, what I didn’t say is that when it was released at the beginning of this year, there was an old professor who was found to have a tumor by accident during a nucleic acid test. The family was in a hurry to find the best doctor and use the best surgery, but it was only a week. left and right, people are still gone

The old man was living well, and he didn't even know he was sick. If no problem was detected, would he still be able to stand on the podium now?

Who knows?

These two examples are old and difficult to do, so what about middle age?

Also recently, after chatting with alumni, I learned that an old senior also went

It was beyond my expectation. In my impression, this old senior has retired long ago, and the life of the wild crane is idle.

And in Guangzhou, everyone knows some ways to keep in good health. They are only in their 60s, which is far from the average level of Chinese people.

Back to myself, if there were no accidents, the company would be shut down

Only then can we pay attention to ourselves and adjust slowly,

The changes you can see are

The long-standing problem on the foot is gone

Tongue-tooth marks and cracked text are becoming less and less obvious

Even without much exercise, I lost weight, my stomach became smaller, and even my original fat face became smaller

What a blessing in disguise, An Zhi is not a blessing

Otherwise, I might still be fighting for 996007, burning my own life

The human body is like a tool, a gentleman is precious, and the body is the capital of the revolution

Mind itself is a kind of energy

Mindfulness is the consumption of energy

Only keep the spirit inward at all times, calm and emptiness, and let the true energy flow from it

Minimize energy dissipation and pay attention to the progress of your energy bar at any time

Today, people especially need the ability to be quiet, relax, and restore energy

Stillness can produce wisdom, wisdom can produce concentration, and concentration can produce wisdom

In order to improve energy and connect efficiently

If you can’t be completely quiet because of your work and career, then at least you can steal half a day’s leisure, and the best taste in the world is pure joy. There are a few times in a year to give yourself undisturbed time and space

Find a paradise, a pure land on earth, away from the hustle and bustle, and cultivate your body

Relax for a few days, get close to the mountains and rivers, cultivate wisdom with tranquility, and cultivate wisdom with concentration

What do you say?

If you have any ideas, you can private message me and exchange ideas.

Recently, multiple departments have made deployment arrangements around investment expansion. The National Development and Reform Commission proposed to accelerate the construction of charging piles, energy storage and other facilities. The Ministry of Agriculture and Rural Affairs held a special meeting to emphasize the expansion of effective investment in agriculture and rural areas. The Ministry of Transport clearly accelerated the construction of water transportation infrastructure...Experts said that since this year, effective investment has continued to expand , The growth rate of investment has increased compared with last year. With the introduction of more targeted policies and measures and the start of construction of major projects, the situation of stable investment growth is expected to continue.

Promoting the construction of major projects effectively and orderly

Accelerating the construction of major projects is an important support for expanding domestic demand and stabilizing the overall economic market. In the first quarter of this year, the construction of major projects accelerated, effective investment continued to expand, and the contribution rate of gross capital formation to economic growth reached 34.7%, driving GDP growth by 1.6 percentage points.

Since the second quarter, more major projects have landed. At the end of April, my country's first major digital twin river basin construction project - the Yangtze River Basin full-coverage water monitoring system construction project started construction, with a total investment of 597 million yuan. On May 10, the safety construction project of the Kangshan flood storage and detention area in Poyang Lake, Jiangxi Province, one of the 150 major water conservancy projects in the country, started construction, with a total investment of 1.165 billion yuan.

Focusing on actively expanding effective investment, the National Development and Reform Commission has clearly proposed that it is necessary to effectively and orderly promote the construction of 102 major projects in the "14th Five-Year Plan" and other major economic and social projects, and strengthen the guarantee of land, energy use, and environmental impact assessment.

Transportation infrastructure has the characteristics of large-scale investment and quick results, and is one of the important areas for expanding domestic demand. On May 11, the Ministry of Transport held a meeting, proposing to focus on the leading role of major projects, actively coordinate and strengthen guarantees, and strive to expand effective investment in transportation.

According to Su Jie, deputy director of the Comprehensive Planning Department of the Ministry of Transport, a large number of major transportation projects are being promoted in an orderly manner. Provincial transportation authorities have successively formulated annual investment targets and tasks. The expected transportation investment scale of many provinces exceeds 300 billion yuan. "On the basis of maintaining the investment scale, we will further expand the effective investment in transportation, accelerate the approval and construction of key projects, strengthen the tracking, coordination, and scheduling of key projects, promote the implementation of projects in a scientific and orderly manner, prevent and resolve risks, and earnestly promote the steady growth. Give full play to the important role of transportation investment." Su Jie said.

Further release demand for agricultural and rural investment

Since the beginning of this year, investment in agriculture and rural areas has recovered steadily. Data show that in the first quarter, agricultural investment increased by 13.3% year-on-year, 8.2 percentage points higher than the overall investment growth rate.

"Currently, there are still many villages that need to be built and should be built, and these will greatly stimulate basic industries, and there is room for investment in agriculture and rural areas." Zeng Yande, chief agronomist and director of the Development Planning Department of the Ministry of Agriculture and Rural Affairs, said that according to estimates, the transformation of a Mu facility greenhouses can drive nearly 2 tons of steel consumption and 0.5 tons of cement. It is estimated that the demand for agricultural and rural investment will be nearly 15 trillion yuan in the next 5 to 10 years.

On May 5, the Ministry of Agriculture and Rural Affairs held the 2023 National Work Conference on Expansion of Effective Investment in Agriculture and Rural Areas, proposing to further release investment demand in agriculture and rural areas. Further strengthen research on major policies and project planning, and make good use of fiscal funds for supporting agriculture; further strengthen innovation in investment and financing models, and promote the interconnection and interaction between fiscal investment and financial and social capital; further strengthen the implementation of fiscal funds and project supervision to ensure that project funds are regulated Safe to use.

"We will improve the linkage mechanism between government investment and financial and social investment, and guide more funds to invest in construction areas such as high-standard farmland, storage and fresh-keeping cold chain logistics, modern facility agriculture, and improvement of rural living environment to form an effective investment-driven effect." Zeng Yande said.

The construction and transformation of large and medium-sized irrigation areas is an important basis for ensuring food security. On May 6, the Ministry of Water Resources held a meeting, proposing to speed up the construction of modern irrigation areas and broaden the financing channels for the construction of modern irrigation areas. Chen Mingzhong, director of the Rural Water Conservancy and Hydropower Department of the Ministry of Water Resources, said that this year, a number of large and medium-sized irrigation areas will be rebuilt and built. Up to now, more than 120 irrigation projects have been started.

Stimulate the vitality of private investment

To expand investment, the role of special bonds is prominent. This year's "Government Work Report" proposed that 3.8 trillion yuan of local government special bonds will be arranged this year.

"The Ministry of Finance is continuing to strengthen the management of special bonds and guide local governments to make good use of local government bond funds." Li Dawei, deputy director of the Budget Department of the Ministry of Finance, said that the debt limit will be issued to all localities in a timely manner, and urge local governments to do a good job in the issuance and use of new bonds in 2023. , continue to promote the construction of key projects, and promote the formation of physical workload as soon as possible. Strengthen the management of the negative list of special bond investment areas, and strictly prohibit the use of special bonds for various buildings, image projects, and political performance projects.

Private investment accounts for more than half of the investment in the whole society, and it is an indispensable and important link for expanding effective investment and stabilizing the economy. Experts believe that in order for government investment and policy incentives to effectively drive social investment, more private capital should be continuously encouraged and attracted to participate in the construction of major national projects and short-term projects to stimulate the vitality of private investment.

Meng Wei, spokesperson of the National Development and Reform Commission, said that the 14th Five-Year Plan's 102 major projects and key areas have been broken down into specific projects to attract private capital participation; more than 9,000 of the more than 50,000 projects promoted by various places since last year One has attracted the participation of private capital, involving private investment of 2.9 trillion yuan, and the enthusiasm of private capital to participate in major national projects and projects to make up for shortcomings has continued to increase. “We will work with relevant parties to establish a mechanism to encourage private capital to participate in major project construction, actively recommend attractive projects to private capital, continue to support major projects of private capital participation through policy-based development financial instruments, and increase support for private capital. Measures such as credit support for investment projects have enabled more private capital to participate in the construction of major national projects." Meng Wei said. 

国家金融监督管理总局终于揭开面纱。

5月18日,上午9点,国家金融监督管理总局在北京金融街15号正式揭牌。

这意味着,运行了5年的银保监会正式退出历史舞台。

几个细节值得特别注意。

何立峰出席

据《北京商报》等媒体披露,出席揭牌仪式的有:

中共中央政治局委员、国务院副总理何立峰

国务院副秘书长丁学东

中央金融办分管日常工作的副主任王江

人民银行行长易纲、党委书记郭树清

证监会党委书记、主席易会满

外汇局局长潘功胜

国家金融监督管理总局党委书记李云泽

政知君注意到,今年3月,何立峰出任国务院副总理。履新之后,何立峰曾出席与招商引资相关的活动。

3月28日,“投资中国年”招商引资活动启动仪式在广州举行,何立峰出席活动并讲话。

4月7日,何立峰在中南海紫光阁会见美中关系全国委员会董事会副主席、美国安达集团董事长兼首席执行官埃文·格林伯格一行,双方就当前国际经济金融形势、中美经贸合作等交换了意见。

今天上午的揭牌仪式,不少媒体还披露了细节。

据澎湃新闻报道,上午9时30分前后,国务院副总理何立峰、中国人民银行行长易纲、中国人民银行党委书记郭树清、证监会主席易会满等先后乘车到达茂鑫大厦南楼。

国家金融监督管理总局党委书记李云泽、原银保监会副主席丛林等在门口迎接。

图片来自澎湃新闻

图片来自澎湃新闻

李云泽:将各类金融活动全部纳入监管

在8天前,李云泽的新职务已经明确。

5月10日下午,国家金融监督管理总局召开领导干部会议。中央组织部有关负责人宣布了中央决定:李云泽任国家金融监督管理总局党委书记。

李云泽出生于1970年9月,此前为四川省委常委,省政府副省长、党组副书记。兼具金融机构与地方政府工作经验的李云泽,也是首位“70后”正部级“一把手”。

今天是李云泽履新后首次对外公开亮相。

据第一财经等媒体报道,李云泽在揭牌仪式上表示,将全面强化机构监管、行为监管、功能监管、穿透式监管、持续监管,为构建新发展格局、推动高质量发展提供有力支撑和坚强保障。

他说,将全力以赴,履职尽责,全面落实服务实体经济、管控金融风险、深化金融改革三大任务。

“依法将各类金融活动全部纳入监管,努力消除监管空白和盲区,大力推进央地监管结果,牢牢守住不发生系统性金融风险底线,担当负责、敢于斗争、善于斗争,积极营造良好的金融法制环境,坚决维护人民群众的合法权益,筑牢守卫国家金融安全的钢铁长城。”

今年3月,中共中央、国务院印发《党和国家机构改革方案》。

方案中明确,组建国家金融监督管理总局,作为国务院直属机构,不再保留中国银行保险监督管理委员会。

方案提到:

国家金融监督管理总局统一负责除证券业之外的金融业监管,强化机构监管、行为监管、功能监管、穿透式监管、持续监管,统筹负责金融消费者权益保护,加强风险管理和防范处置,依法查处违法违规行为。

国家金融监督管理总局在中国银保监会基础上组建,将中国人民银行对金融控股公司等金融集团的日常监管职责、有关金融消费者保护职责,中国证券监督管理委员会的投资者保护职责划入国家金融监督管理总局。

为什么要这么安排?

清华大学五道口金融学院副院长田轩对媒体表示,“这将弥补此前银保监会、证监会属于国务院直属事业单位,执法能力不足且职能交叉导致的监管短板。”

他说,“这样的安排,能够有效避免以往多级别、多部门之间多重监管、监管真空甚至是监管套利的问题,对加强金融工作的统筹协调和统一监管具有重要意义。”

王江任中央金融办分管日常工作的副主任

另据媒体披露,在这场揭牌仪式上,王江首次以“中央金融办分管日常工作的副主任”的身份对外亮相。

前两天(5月16日下午),中国光大集团股份公司召开党委扩大会议。受中央组织部领导委派,中央组织部有关干部局负责同志宣布了中央决定:免去王江同志的中国光大集团股份公司党委书记职务,另有任用。

简历显示,王江拥有丰富的金融机构履职经验。

王江先后在建行、交行和中行3家国有大行工作,执掌过国有大型综合金融控股集团,同时还有担任金融副省长和在大学任教的经历。

今年3月的机构改革方案中提到,组建中央金融委员会。

中央金融委员会的组建,意在加强党中央对金融工作的集中统一领导。

中央金融委员会负责金融稳定和发展的顶层设计、统筹协调、整体推进、督促落实,研究审议金融领域重大政策、重大问题等,作为党中央决策议事协调机构。

设立中央金融委员会办公室,作为中央金融委员会的办事机构,列入党中央机构序列。

同时,组建中央金融工作委员会,统一领导金融系统党的工作,指导金融系统党的政治建设、思想建设、组织建设、作风建设、纪律建设等,作为党中央派出机关,同中央金融委员会办公室合署办公。

变革后:二委一行一局一会

据《中国证券报》报道,我国金融监管制度已经经历了几次变革。

1992年到2003年,按照国务院《关于金融体制改革的决定》,证监会、保监会、银监会相继成立,分业监管逐步确立。

2003年到2017年,人民银行、证监会、银监会、保监会“一行三会”的分业监管格局在细节上不断完善,助力我国金融体系高速发展。

2017年至2023年,国务院金融稳定发展委员会成立,银监会、保监会合并成立为银保监会,统一对银行业、保险业进行监管,“一委一行两会”的监管格局形成。

此次改革后的监管框架是什么样子的?

政知君注意到,机构改革方案公布后,今年4月,中国社会科学院金融研究所研究员尹振涛在《人民论坛》刊发了《中国金融监管的新动向与重要意义》一文。

文中提到,改革后,逐步确立了“三层+双峰”的立体式金融监管框架。

“三层”是指:

顶层为中央金融委和中央金融工委

中间层为各金融监管部门,具体包括央行、金管总局和证监会

底层为中央金融管理部门地方派出机构和地方金融监管局。

“双峰”则是将监管部门的具体职能分为审慎监管和行为监管。

文中还提到,新成立的国家金融监督管理总局同证监会及地方金融监管部门负责行为监管。

国家金融监督管理总局主要负责具体机构和行业监管工作的落地和执行,以及金融消费者权益保护。证监会仍然负责资本市场监管职责,其核心是维护资本市场秩序和健康发展。

官方微信上线

5月18日,国家金融监督管理总局正式挂牌,官方微信公众号“国家金融监督管理总局”同步上线。

据称,“国家金融监督管理总局”官方微信公众号将以提供全面准确的金融监管信息服务为己任,加强与社会各界和广大金融消费者的沟通联系,不断提高信息发布的时效性和权威性,走好网上群众路线,助力中国金融业高质量发展。

据称,“国家金融监督管理总局”官方微信公众号将以提供全面准确的金融监管信息服务为己任,加强与社会各界和广大金融消费者的沟通联系,不断提高信息发布的时效性和权威性,走好网上群众路线,助力中国金融业高质量发展。

新冠其实并没有被打败,从来没有消失过。

再想想我们五一的人山人海,不禁有点汗颜。

我们似乎有意无意地忽视一个事实,我们都选择忘记那三年,仿佛那三年从来没有过一样。

而实际上我们也正面对这个事实:

每个人都是自己健康的第一责任人

我们正在一个放开的环境中,入世。

没有一点自救的土办法,入世暴露在各种风险中,光靠口罩还是不够的

就象当年志愿军要是没有一些自己的土办法,怎么面对美军的空中绞杀战?

没有三根救命毫毛,金刚钻,降魔杵,孙猴子怕也得受阻于取经路上

那三年之后,我们面对这世界,就有些不同了

我们需要新的能力,其中一个,就是自保的能力

今天这个世界,黑天鹅太多,佛家讲末法时代,短短几年,又是战争,又是疫情,又是粮食危机,似乎天启四骑士都快到齐了

逆流而上的人凤毛麟角,顺势而躺的人多如牛毛

我们习惯了和平,习惯了被少数勇敢的人保护得很好

唯独忘记了这是一个充满不确定的世界,如果不是有幸生在今天和平安定、工业化的中国

活着本身都需要竭尽全力,怎么办?面对今天的不确定,曹德旺说只有等待,大不了回家种地,总会守得云开见月明

如何自保?很多先贤都提出过方案

儒家讲达则兼济天下,穷则独善其身

道家讲君子贵命,佛家讲如如不动

其实说的都是一回事,就是在逆境需要等待之时,要静下来

所谓:繁荣时代多做事,萧条时代多学习

学习的前提,也是先要静下来,外界变化越快,干扰越多,越需要静,

因为静能生慧,慧能生定,定能生智,今天信息爆炸,外界诱惑和干扰太多,花花世界,短视频,还要埋钩子,招招针对人性的弱点

当年唐太宗说:天下英雄尽入我彀(gou)中矣,现代人每天都被无数武装到牙齿,最聪明的那群人算计着眼睛都停不下来,吃饭刷走路刷睡觉也放不下

用黄帝内经的观点,人要精神内守,才能病安从来,现代人都神不守舍了,免疫力当然要下降

人既是物质构成,也是一个能量体,能量就有吸收和耗散,神不守舍,就把自己宝贵的能量耗散掉了

能量不足了,外界的危机,就没有能力抵御,能量不足了,慧也没有了,智也没有了

前几天,跟一位读者聊天,她说70多的老父亲病了,要做手术,我说这么大年纪了,还动刀子,很危险,有没有不动刀的办法,比如有没试试中医,她说现在哪里找靠谱的中医,而且中医也要尝试,现在肿瘤长大的速度不等人,有什么办法,还是切了放心,关键是动刀子,老爷子也心慌啊,一时我也没有话说了

其实我没有说的是,今年初刚放开的时候就有一位老教授,核酸检查,意外检查出有肿瘤,家人着急忙慌,找最好的医生,用最好的手术,但是短短一周左右,人还是没了

老爷子本来活得好好的,自己都不知道自己有病,如果没有检查出问题,是不是现在仍然还可以站在讲台上呢

谁知道呢?

这两个例子都是年纪大了,事难可为,那么中年呢?

也是最近,跟校友聊起,才知道一位老学长也去了

极大出乎我的意料之外,在我印象中,这位老学长早就退休了,闲云野鹤的生活

而且在广州,多少都懂一些养生之道,才60多,远远没有达到中国人的平均水准

回到我自己身上,要不是遇到变故,把公司关了

才能关注自身,慢慢调整,

自己眼看得到的变化就是

脚上久治不愈的问题没了

舌齿印和裂文越来越不明显了

甚至在没怎么运动的情况下,体重减了,肚子变小了,连原来的胖脸都变小了

真是塞翁失马,安知非福

否则,我可能还在996007的拼搏,燃烧自己的生命呢

人体如器,君子贵命,身体是革命的本钱

精神意念本身就是一种能量

动心发念就是对能量的消耗

只有时时精神内守,恬淡虚无,真气从之

尽量减少能量耗散,随时注意自己的能量条进度

今天,人特别需要有静的能力、放松的能力、恢复能量的能力

静能生慧,慧能生定,定能生智

才能提升能量,高效连接

如果因为工作和事业,做不到全面的静,那么起码,偷得浮生半日闲,人间至味是清欢一年之中,有那么几次,给自己不受打扰的时间和空间

寻一世外桃源,人间净土,远离喧囂,涵养肉身

放松几日,亲近山水,以静养慧,以定养智

你说呢?

有什么想法,可以私信我,交流一下

最近,多个部门围绕扩投资作出部署安排。国家发展改革委提出加快推进充电桩、储能等设施建设,农业农村部召开专题会议强调扩大农业农村有效投资,交通运输部明确加快水运基础设施建设……专家表示,今年以来,有效投资持续扩大,投资增速较去年提升,随着更多针对性政策措施出台落地、重大项目开工建设,投资稳定增长的形势有望延续。


有力有序推进重大项目建设
加快推进重大项目建设,是扩大国内需求、稳住经济大盘的重要支撑。今年一季度,重大项目建设加快推进,有效投资持续扩大,资本形成总额对经济增长贡献率达34.7%,拉动国内生产总值增长1.6个百分点。
二季度以来,更多重大项目落地。4月底,我国首个数字孪生流域建设重大项目——长江流域全覆盖水监控系统建设项目开工建设,项目总投资5.97亿元。5月10日,国家150项重大水利工程之一的江西省鄱阳湖康山蓄滞洪区安全建设工程开工建设,工程总投资11.65亿元。
围绕积极扩大有效投资,国家发展改革委日前明确提出,要有力有序推进“十四五”规划102项重大工程及其他经济社会重大项目建设,强化土地、用能、环评等要素保障。
交通基础设施具有投资规模大、落地见效快的特点,是扩内需的重要领域之一。5月11日,交通运输部召开会议,提出要聚焦发挥重大项目牵引作用,积极协调强化保障,着力扩大交通有效投资。
交通运输部综合规划司副司长苏杰介绍,一大批交通重大项目正有序推进,各省级交通运输主管部门陆续制定年度投资目标任务,多个省份预期交通投资规模均超过3000亿元。“我们将在保持投资规模基础上,进一步扩大交通有效投资,加快推进重点项目审批和建设,加强对重点项目跟踪、协调、调度,科学有序推进项目实施,防范化解风险,在稳增长中切实发挥交通投资的重要作用。”苏杰说。
进一步释放农业农村投资需求
今年以来,农业农村投资稳步恢复。数据显示,一季度,农业投资同比增长13.3%,高于整体投资增速8.2个百分点。
“当前,乡村需要建、应该建的还有很多,而且这些对基础产业拉动很大,农业农村投资有空间。”农业农村部总农艺师、发展规划司司长曾衍德说,据测算,改造一亩设施大棚可拉动钢材消费近2吨、水泥0.5吨,预计未来5到10年农业农村投资需求近15万亿元。
5月5日,农业农村部召开2023年全国扩大农业农村有效投资工作会议,提出要进一步释放农业农村投资需求。进一步加强重大政策和项目谋划调研,用好用足用活财政支农资金;进一步加强投融资模式创新,促进财政投入与金融社会资本互联互动;进一步加强财政资金执行和项目监管,确保项目资金规范安全使用。
“我们将健全政府投资与金融和社会投入联动机制,引导更多资金投向高标准农田、仓储保鲜冷链物流、现代设施农业、农村人居环境整治提升等建设领域,形成有效投资拉动效应。”曾衍德说。
大中型灌区建设和改造是保障粮食安全的重要基础。5月6日,水利部召开会议,提出加快推进现代化灌区建设,拓宽现代化灌区建设资金筹措渠道。水利部农村水利水电司司长陈明忠表示,今年,将再改造、再新建一批大中型灌区。截至目前,已开工120余处灌区建设改造项目。
激发民间投资活力
扩投资,专项债券作用突出。今年《政府工作报告》提出,今年拟安排地方政府专项债券3.8万亿元。
“财政部正持续强化专项债券管理,指导地方用好地方政府债券资金。”财政部预算司副司长李大伟说,将债务限额及时下达各地,并督促地方做好2023年新增债券发行使用工作,持续推进重点项目建设,推动尽快形成实物工作量。加强专项债券投向领域负面清单管理,严禁将专项债券用于各类楼堂馆所、形象工程和政绩工程。
民间投资占全社会投资一半以上,是扩大有效投资、扎实稳住经济不可或缺的重要环节。专家认为,政府投资和政策激励要有效带动全社会投资,应持续鼓励和吸引更多民间资本参与国家重大工程和补短板项目建设,激发民间投资活力。

国家发展改革委新闻发言人孟玮表示,“十四五”规划102项重大工程重点领域任务已细化分解到具体项目,吸引民间资本参与;去年以来各地推介的5万余个项目中超过9000个吸引到民间资本参与,涉及民间投资2.9万亿元,民间资本参与国家重大工程和补短板项目的积极性不断提升。“我们将会同有关方面,通过建立鼓励民间资本参与重大项目建设机制、积极向民间资本推荐吸引力强的项目、继续通过政策性开发性金融工具等支持民间资本参与的重大项目、加大对民间投资项目的信贷支持等措施,使更多民间资本参与到国家重大项目建设中来。”孟玮说。


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