Recently, Ant Financial Gold Selection released the Golden Selection monthly report.近日，蚂蚁理财金选发布金选月报。

Recently, Ant Financial Gold Selection released the Golden Selection monthly report.

The monthly report disclosed that Ant Golden Selection Fund made some dynamic adjustments in March, including one newly selected Golden Selection Fund and six Golden Selection Funds transferred out.

Although the monthly report did not directly disclose the names of the transferred-in and transferred-out funds, it attracted widespread attention because one of the controversial top-tier funds was transferred out.

Recently, holders of CEIBS Healthcare received a notice from the Ant Wealth Platform: "The excess return performance of CEIBS Healthcare Mix A held by you in October 2022 deviates from the golden selection standard. The golden selection team has investigated and closely tracked the performance. As of March 2023, the performance of the fund is still deviated, and the Jinxuan team has conducted another investigation recently. After comprehensive consideration, based on the principle of prudence, the fund will transfer to the Jinxuan pharmaceutical track in the near future.”

Looking back on the fund’s golden selection process, from June 2020, when it was selected into the Ant Financial Golden Selection medical track, to March 2023, due to the continuous deviation of excess profitability and long-term profitability indicators, the Golden Selection team launched a survey again. After comprehensive consideration, It is planned to call it out of the golden selection, and it has been temporarily called out until now.

This China-Europe medical and health hybrid fund managed by "the first sister of public offering" Glenn is the top stream on the Ant Fortune platform, frequently topping the hot searches and sales lists. At its peak, with the help of Alipay's super flow, the size of the fund managed by Gulen exceeded 100 billion.

From the honeymoon period to the current temporary transfer, with the systemic correction of the pharmaceutical industry behind it, the five funds managed by Gulen have all suffered huge losses. The emotions of fund holders are also like a roller coaster. Alipay has become an amplifier of group emotions. ,Highly controversial.

At the same time, no one was held accountable when it went up, and disputes over the rate of the C-class share of the China-Europe Medical and Health Hybrid Fund surfaced when it went down.

Specifically, the sales and service fee for Class C shares of China-Europe Medical and Health Hybrid Fund is 0.8%, while the average level of the same category is 0.34%. The redemption fee rate of Class C shares is exactly the same as that of Class A shares, which makes Class C shares less cost-effective than Class A shares. Investors did not see this comparison when they bought it before. With the help of Alipay’s super traffic, the C-class share of the China-Europe Medical and Health Hybrid Fund has grown into the largest C-class fund in the market.

At the same time, Ant Fortune is gradually optimizing. In March 2022, Ant Fortune made optimizations. On the fund purchase page, investors can also intuitively see the cost of Class A and Class C shares under different holding periods for investors' reference.

Jiemian News reporter tried to purchase Gülen’s Sino-European Medical and Health A. After entering the purchase interface, the page showed that based on the holding time of 68 days, the fees for Class A and Class C shares would be different. References are provided.

Recently, a reporter from Jiemian News discovered that the "Ant Financial Gold Selection" service launched by Ant Fund has been revised again.

Ant Fortune stated that this revision will continue the direction of transparency as always, express opinions more clearly, and track and present more concisely. It is hoped that Christians will continue to form product selection, configuration and long-term sustainable development from "visible" to "understandable". Some healthy financial management habits.

Specifically, on the product page of the Golden Selection Fund, if the fund indicator shows a "tick", it means that the indicator is performing well, and if a "question mark" appears, it means that the indicator's performance deviates from the Golden Selection standard. According to the Jinxuan tracking rules, when there is an early warning indicator, the Jinxuan team will initiate an in-depth investigation for fund managers. Based on prudent and comprehensive considerations, it will provide an interpretation report for the fundamentals in a timely manner, and give continuous attention, key observations or investigations to the fund. Research conclusions such as Jinxuan are issued to assist investment reference.

Ant Fortune stated that Ant Fund has long advocated scale restraint and adaptation, so Ant Financial Selection also added indicators such as scale stability and excess stability to the page of partial stock funds.

For large-scale funds, the Ant Foundation reminds through product details pages and other pages to help citizens understand the impact of scale on the stability of performance, pay attention to more comprehensive information, and then make rational decisions. When the management scale of fund managers increases by more than 10 billion yuan in the current quarter, or exceeds 300 yuan or 50 billion yuan for the first time, an early warning will be triggered, and the page will be more intuitive to remind citizens.

In addition, in order to help investors diversify their allocation, the "Golden Selection" service has also added a partial stock FOF track, which helps investors achieve a balanced allocation more worry-free by packaging FOF funds with a basket of funds. Jinxuan data shows that since the transparent revision in May 2022, 30% of Jinxuan users have gradually developed the allocation habit of partial stock and partial debt funds.

 近日，蚂蚁理财金选发布金选月报。

月报披露，蚂蚁金选基金在3月做了一些动态调整，其中新入选金选基金一只，调出金选基金6只。

虽然月报并未直接披露调入调出的基金名称，但是因其中一只备受争议的顶流基金被调出引发广泛关注。

近期，中欧医疗健康的持有人接到蚂蚁财富平台的通知：“你持有的中欧医疗健康混合A，2022年10月超额收益表现偏离金选标准，金选团队已调研并密切追踪表现。截至2023年3月基金表现仍然偏离，金选团队近期再次调研，经综合考量后，基于审慎原则，本基金将于近期调出金选医药赛道”。

回顾该基金金选历程，从2020年6月入选蚂蚁理财金选医药赛道，再到2023年3月因超额收益能力和长期盈利能力指标持续偏离，金选团队再次发起调研，综合考量后，拟将其调出金选，直到如今暂时调出。

这只由“公募一姐”葛兰管理的中欧医疗健康混合基金是蚂蚁财富平台的顶流，频频登顶热搜和销售榜。顶峰时期，借助支付宝的超级流量，葛兰管理的基金规模更是突破千亿，

从蜜月期到如今的暂时调出，背后伴随着医药行业系统性回调，葛兰在管的五只基金均现巨额亏损，基金持有者的情绪也如同过山车一般，支付宝更是成为群体情绪放大器，饱受争议。

与此同时，上涨时没人追究，下降时中欧医疗健康混合基金的C类份额的费率争议浮出水面。

具体来看，中欧医疗健康混合基金的C类份额的销售服务费为0.8%，而同类平均水平为0.34%。C类份额的赎回费率与A类完全相同，这使得C类份额和A类份额相比，性价比颇低。此前投资者购买时并不会看到这个对比，借助支付宝的超级流量，中欧医疗健康混合基金的C类份额已成长为全市场最大的C类基金。

与此同时，蚂蚁财富正在逐步优化。2022年3月，蚂蚁财富做了优化，在基金购买页，投资者还可以直观看到A类、C类份额在不同持有时长下的费用高低，供投资者做参考。

界面新闻记者尝试购买葛兰的中欧医疗健康A，进入购买界面后，页面显示，以持有时间68天为界限，A类、C类份额的费用会有差别，为投资者在作出购买选择时提供了参考。

近日，界面新闻记者发现，由蚂蚁基金推出的“蚂蚁理财金选”服务再次改版。

蚂蚁财富表示，此次改版将一如既往延续透明化的方向，表达观点更明确，追踪呈现更简明，希望基民从“看得见”到“看得懂”，持续形成选品、配置和长期持有的健康理财好习惯。

具体来看，在金选基金的产品页面上，若基金指标呈现“勾”，代表该指标表现良好，若出现“问号”，则意味着该指标表现偏离了金选标准。根据金选追踪规则，当指标出现预警，金选团队会发起面向基金经理的深入调研，基于审慎的综合考量后，及时为基民提供解读报告，对该基金给出持续关注、重点观察或调出金选等调研结论，辅助投资参考。

蚂蚁财富表示，蚂蚁基金长期倡导规模克制与适配，因此蚂蚁理财金选还在偏股基金的页面新增对规模稳定性、超额稳定性等指标的展示。

对于规模较大的基金，蚂蚁基金会通过产品详情页等页面进行提醒，帮助基民们了解规模对业绩平稳性的影响、关注更全面的信息后再理性决策。当基金经理管理规模当季增长大于100亿元，或首超300元、500亿元时，就会触发预警，在页面更直观提醒基民。

此外，为帮助投资者分散配置，“金选”服务还新增了偏股FOF赛道，通过打包一篮子基金的FOF基金，更省心地帮助投资者实现均衡配置。金选数据显示，2022年5月透明化改版以来，有3成金选用户逐渐养成偏股和偏债基金搭配的配置习惯。